Not my photo but it was exactly what I was trying to portray... cold, rainy weather that makes you want to hide beneath the covers and snooze or read the day away.
Everything in this layout comes from Cherie Shields' Designs, from her Jimmy Jams paper pack (background) and the frame/ribbon from her Chai Latte Elements pack. The "matte" paper is just a colour to match (sorry, not a paper from Cherie) and the photo comes from Stock Xchng.
Thanks for looking!